About this course
CEB +3 / UG Internship & Skill Development Programme. Orientation, supervised skill training, practical/field work, project work and final assessment. Banking awareness, digital payments and financial literacy. Certificate issue is subject to completion of the configured programme requirements. This is a CEB-issued training/internship certificate unless separately approved by the competent institution.
Detailed Course Modules & Syllabus
Module 1: Fundamentals of Banking Systems
Overview of the Indian banking system: Reserve Bank of India (RBI), commercial banks, cooperative banks, and regional rural banks.
Types of bank accounts (Savings, Current, Fixed Deposit, Recurring Deposit) and KYC norms.
Understanding bank statements, passbooks, and basic banking documentation.
Module 2: Digital Payments & Modern Financial Services
Introduction to digital banking channels: Net banking, Mobile banking, and ATM operations.
Unified Payments Interface (UPI), e-wallets, IMPS, NEFT, RTGS, and POS machines.
Cyber safety, identifying online financial frauds, and secure digital transaction practices.
Module 3: Personal Finance & Government Schemes
Budgeting, saving habits, and the importance of financial planning for students and households.
Introduction to credit scores (CIBIL), loans, interest calculations, and responsible borrowing.
Overview of key government financial inclusion schemes (PMJDY, PMMY, insurance, and pension schemes).
Module 4: Practical Project & Final Assessment
Practical case study: Simulating personal financial planning or analyzing a banking inclusion outreach project.
Preparation of a comprehensive financial literacy report or awareness guide.
Final evaluation and project review.
What you will learn
- Learning Outcomes
- Gain core knowledge of banking structures, account operations, and financial services.
- Master secure digital payment methods and modern online financial tools.
- Understand personal budgeting, credit awareness, and key government financial schemes.
Eligibility
Requirements
Basic numeracy, digital literacy, and an interest in financial management.